As well as your overall credit score, your income is among the main elements utilised by financial institutions when determining whether to accept your loan application. Individuals with better earnings will tend to have the ability to be lent significantly greater sums at more equitable costs, and – particularly with unsecured finance – it's not unusual to need to supply copies of your pay slips or bank statements in order to verify that you receive the income that you claim on your application . But where does that leave individuals who lack payslips? An increasing number of us are now working on a freelance basis, or are self employed, or for some other reason don't have a set consistent income source. Can you still be approved for a loan in these cases?

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